Mortgage Applications by Property Type: The number of mortgage loan applications to financial institutions for both single family and multi-family properties (first visualization)
Single Family Mortgage Application Denials: The percent of single-family mortgage applications that were not approved by the financial institution (second visualization)
Single Family Mortgage Applications: The number of mortgage loan applications to financial institutions for single family properties
Home Mortgage Disclosure Act (HMDA), Consumer Financial Protection Bureau
More About Mortgage Applications for Single Family Properties: Single family mortgages are loans that an individual or family borrows from a financial institution in order to pay for a home. An individual needs to make regular payments to pay-off the principal cost or the loan, and then they also need to pay for the interest of the loan that accumulates over time. Mortgage application acceptance, denials, and the quality of mortgages are an important arena of American racial inequality that determines residential access and social opportunity.